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Practical money tips for rocky times

Money is at the top of many minds these days, and that means questions are flooding my inbox. Here are a few answers that should help give a bit of clarity in this confusing and rocky economy. If you don't need the money for daily living, then no, don't pull it out of your 401(k), where it is protected and can grow, tax-deferred. What I think you're saying is that you want to move the money to a safe place. There's a lot of confusion over this because people think that a 401(k) or an IRA is synonymous with stocks. In reality, those accounts are just the basket for your contributions — you can invest the money any way you like. At your age, you should only have about 40 percent of that money in stocks. The rest can be in safer places, like the money market option within your 401(k).

11.16.06: Transcript of HP conference call

… consolidate and upgrade our real estate facilities. Now, a few comments on our outlook. Historically revenue declines a bit over 2 percent from Q4 to Q1 in constant currency. Given …

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Obama wants plan to cut spending, invest long-term

the Israel-Gaza fighting after he takes office in two weeks. But the budget, the specter of deficits and debt dominated Obamas meeting and comments to reporters as he prepared to give a major speech Thursday on the economy. INSIDE For more from